The Punti Furbi approach to American Express
Choose Amex by the numbers. Use your points with a plan.
One place to choose a card, earn back its fee and turn Membership Rewards into real value without chasing every promotion.
Your next step
Start with the question you need to answer today
I need to choose a card
Amex Oro or Platino?
Enter the benefits you would use and find out which card really earns back its fee.
Open the calculatorI already have points
What are Amex points worth?
Compare redemptions, partners and transfers before committing your Membership Rewards points.
Read the points guide (Italian)I want to avoid a poor redemption
Is converting points to euros worth it?
Calculate the guaranteed statement-credit value and compare it with an airline transfer before deciding.
Compare both usesWatch, calculate, explore
The video explains. The site helps you decide.
Start with the comparison, try the calculator and use the guides for the step you need. Each resource leads to the next.
Read the Membership Rewards guide (Italian)Related video
Amex ORO vs PLATINO: when is upgrading worth it? (Italian video)
Watch the video version of this guide
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Check the official offer available today
Benefits and fees checked on 26 July 2026. Always check the terms again before applying.
American Express Oro
A starting point for points and benefits with a fee that is easier to earn back.
Affiliate link: if you apply through this link, Punti Furbi may receive a commission. This does not change the cost to you.
American Express Platino
Only worth considering if your actual use of travel, lounges and credits covers the extra cost.
Affiliate link: if you apply through this link, Punti Furbi may receive a commission. This does not change the cost to you.
Official sources: Carta Oro, Carta Platino and the terms of each benefit. The calculator is for information only and is not financial advice.