Punti Furbi with Andrea
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Punti Furbi with Andrea

Accounts, cards, points, miles and travel explained with figures and first-hand experience.

© 2026 Punti Furbi. All rights reserved.

Disclosure: some links are affiliate links and may earn us a commission at no extra cost to you. Our comparisons also include non-affiliate products; official terms and documents always take precedence over our summaries.

The Punti Furbi approach

From the documents to the verdict: how we build a comparison.

First we gather evidence and numbers. Then we show the calculations, limitations and personal opinion so you can check the reasoning for yourself.

Explore the comparisons
01A practical questionWhat do you need to decide?
02Evidence and documentsWhat can we verify?
03Transparent calculationWhat is it worth in your case?
04A verdict in contextWho really benefits?

Our editorial labels

A label tells you where the information comes from

Not all claims carry the same weight. These labels make it easy to distinguish hands-on experience, sources, calculations and commercial relationships.

Hands-on experience

Tested

Andrea has used the product or feature described.

Official source

Verified

The information comes from a contract, information sheet or official page.

Explicit assumptions

Calculated

You can reproduce the result using the same spreadsheet or calculator.

Commercial relationship

Affiliate

The link may generate a commission, without changing the comparison.

Inside the verdict

Facts, opinions and limitations are different things

Each page should show what is established, what depends on how you use a product and what could change. It's the simplest way to avoid one-size-fits-all verdicts.

  • The numbers stay separate from our opinion.
  • The ideal user profile explains when the product makes sense.
  • Sources and dates show what to recheck.

A visual example

How we assess a claim

Claim

“No account fee”

The message that grabs your attention.

Verified fact

Fees, terms and thresholds

Our assessment

Who it could work for

Limitation

What to check before opening an account

The process

Four steps, no shortcuts

01

The question

We start with the actual decision

Who is it for? What problem does it solve? Which cost could change the decision?

02

The evidence

We test or verify

We use the product where possible; otherwise, we read the terms and documents.

03

The comparison

We separate facts from opinion

Numbers, opinions and the ideal user profile remain visually distinct.

04

Keeping it current

We connect and update

Videos, pages and spreadsheets complement each other; dates and sources let you recheck the information.

Affiliate relationships

Commission doesn't decide the verdict

  • Affiliate links are identified and labelled.
  • Non-affiliate products are included when useful.
  • The call to action must be consistent with the page.

Limitations and corrections

If a fact changes, it should be easy to report it

Taxes, eligibility and promotions can change. We provide dates, sources and a direct channel for corrections.

Report a correction

See the approach applied to the numbers

Rates, taxes, restrictions and net returns in one comparison.

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