Editable Excel spreadsheet (Italian)
BBVA vs Deposit Account vs XEON 2026
Download the Italian comparison to understand where to hold cash in 2026: an interest-bearing current account, deposit account or money-market ETF.
3 options
cash options compared
Excel
editable and reusable
2026
updated scenario
Free resource
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Downloadable files are currently in Italian. Product and tax examples relate to Italy.
What the file contains
1A practical comparison of BBVA, deposit accounts and XEON
22026 scenario with gross returns, taxes and net returns
3Assessment of liquidity, risk and ease of use
4Editable Excel spreadsheet to model different amounts
5A useful framework for choosing where to hold your cash