Points calculator
How much are your points worth?
Three numbers are all you need to value a redemption, in cents per point.
Your numbers
Total cash price, including taxes.
The actual number of points needed for the redemption.
Cash payable for the redemption. Enter 0 if there is no cash charge.
Opportunity cost (optional)OpenClose
Paying cash earns points that a redemption does not. Complete both fields or leave both blank.
Your redemption is worth
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Enter your three numbers to see the value in cents per point.
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Official references · verified on 5 October 2026
Amex Membership Rewards points: where to start
The simplest redemption, the Shop with Points discount, is worth 0.4 cents per point (10,000 points = 40 euros, minimum 200 points). A transfer to an airline programme is worthwhile only if the calculator above gives you a higher value after applying the transfer ratio.
| Programme | Ratio | Minimum | Transfer time |
|---|---|---|---|
 The British Airways Club | 5 points = 4 Avios | 800 points | up to 30 minutes |
| Iberia Club | 5 points = 4 Avios | 500 points | up to 30 minutes |
| Flying Blue | 3 points = 2 Flying Blue miles | 750 points | 3–20 business days |
 Singapore KrisFlyer | 3 points = 2 KrisFlyer miles | 1,500 points | 3–20 business days |
 Delta SkyMiles | 3 points = 2 SkyMiles | 3 points | 3–20 business days |
 Cathay Pacific | 5 points = 4 Asia Miles | 1,000 points | 3–20 business days |
 SAS EuroBonus | 5 points = 4 EuroBonus points | 500 points | 3–20 business days |
Sources: Membership Rewards airline partners and Shop with Points terms from American Express Italy. Ratios and partners may change: check the official page before transferring.
How it worksOpenClose
(cash price − award taxes and fees) ÷ points required × 100
The result is in cents per point. The cash price is the fare you would actually have chosen, including taxes.
Opportunity cost
Paying cash earns points that a redemption does not. In the advanced section, you can assign them your own value. This is a personal assumption, not a market figure.