Punti Furbi with Andrea
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Fees, points and terms to help you make an informed choice.

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6 cards found

Updated on 31 August 2026

0/3 selected
Punti Furbi pick
#1
TF Mastercard Gold card

TF Bank · Credit

TF Mastercard Gold

8.9/10
Cost and travel balance
AbroadTravelMastercard
Cost

€0 ongoing fee

Best for

A second card to pay in full and also use while travelling

  • Up to 55 days interest-free on purchases
  • Apple Pay and Google Pay
All benefits and terms
  • Up to 55 days interest-free on purchases
  • Apple Pay and Google Pay
  • Travel insurance included

Good to know

Withdrawals and instalment repayments generate charges and interest: pay the balance in full.

Terms to check

€0 account and annual fee

Check the offerRead the comparison

Affiliate link: Punti Furbi may receive a commission at no extra cost to you.

#2
American Express Oro card

American Express · Credit

American Express Oro

8.6/10
Flexible points
Membership Rewards pointsTravelAmerican Express
Fee

First year free, then €240/year

Welcome bonusSee the current bonus

The amount and requirements depend on the current offer.

  • Membership Rewards points
  • No annual fee in the first year
All benefits and terms
  • Membership Rewards points
  • No annual fee in the first year
  • Access to Amex offers

Good to know

From year two, the fee needs to be recovered through benefits and points you actually use.

Terms to check

Referral offer available through Andrea’s link

Check the offerAmex guide

Affiliate link: Punti Furbi may receive a commission at no extra cost to you.

#3
BBVA Debit Card card

BBVA · Debit

BBVA Debit Card

8.4/10
Everyday cashback
CashbackAbroadMastercard
Cost

€0 with a BBVA Account

Best for

Everyday spending, cashback and a current account with no account fee

  • Account and card with no account fee
  • 0% BBVA currency-conversion commission
All benefits and terms
  • Account and card with no account fee
  • 0% BBVA currency-conversion commission
  • Dynamic CVV

Good to know

This is a debit card and requires opening a BBVA Account.

Terms to check

3% cashback for 6 months; sign up by 30/09/2026

Check the offerCompare the account

Affiliate link: Punti Furbi may receive a commission at no extra cost to you.

#4
Revolut Standard card

Revolut Bank · Debit

Revolut Standard

8.2/10
App and currencies
AbroadTravelVisa or Mastercard
Cost

€0 plan, delivery from €6.99

Best for

Travel, app management and payments in multiple currencies

  • Free virtual cards
  • 5 withdrawals or €200/month without Revolut fees
All benefits and terms
  • Free virtual cards
  • 5 withdrawals or €200/month without Revolut fees
  • Italian IBAN

Good to know

Physical card delivery and transactions above the limits may incur charges.

Terms to check

Andrea’s personal invitation available

Check the offerCompare Revolut

Affiliate link: Punti Furbi may receive a commission at no extra cost to you.

#5
American Express Platino card

American Express · Credit

American Express Platino

7.9/10
Premium benefits
Membership Rewards pointsTravelAmerican Express
Fee

€840/year

Welcome bonusSee the current bonus

The amount and requirements depend on the current offer.

  • Priority Pass Prestige
  • Worldwide travel insurance
All benefits and terms
  • Priority Pass Prestige
  • Worldwide travel insurance
  • Membership Rewards points

Good to know

Do not choose it just for the bonus: first measure how much of the €840 you recover.

Terms to check

Referral offer available through Andrea’s link

Check the offerCalculate Oro vs Platino

Affiliate link: Punti Furbi may receive a commission at no extra cost to you.

#6
HYPE card

Banca Sella · Prepaid

HYPE

7.6/10
Simplicity
CashbackMastercard
Cost

€0/month, physical card €9.90

Best for

Manage everyday spending with a simple payment account card

  • Free virtual card
  • Italian IBAN
All benefits and terms
  • Free virtual card
  • Italian IBAN
  • Cashback on in-app purchases

Good to know

The physical card costs €9.90 and the base plan has limits to check.

Terms to check

Base plan with no monthly fee

Check the offerCompare HYPE

Affiliate link: Punti Furbi may receive a commission at no extra cost to you.

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Compare costs, types, benefits and things to watch for.

Method and sources

Cost comes before the bonus

We also rank cards by cost and highlight when the fee requires heavy use of the benefits.

Travel does not always mean premium

Currency exchange, insurance, lounges and card networks matter differently depending on your destination.

Check terms before applying

Offers and requirements can change: always recheck the official documents on the application page.

Transparency

Editorial score, official terms

The Punti Furbi Score summarises cost, everyday usefulness, travel benefits and ease of use. It is not a personal recommendation, and the issuer’s documents always take precedence.

Sources checked on 31 August 2026

American ExpressTF BankBBVARevolutHYPE

Further reading

Card guides (Italian)