Compare current accounts

Fees, cards and benefits at a glance.

Accounts shown are for the Italian market. Eligibility, rates and Italian tax assumptions are unchanged.

ProductAccount feeFeature

6 results

No update date provided for this data Check the current terms on the official websites.

BBVA

Current account

Conto Online · Mastercard debit

Monthly fee

€0/month

Withdrawals: Free above €100 throughout the EU
Bank transfers: Free (including instant transfers)
Currency exchange: Mastercard rate

Details and terms

At a glance

• 4% interest on your balance
• 4% cashback on purchases
• Free instant transfers
• Pay&Plan to pay expenses in instalments

Things to check

• App can be slow
• Phone support could be improved
• Physical branches unavailable to online customers

Promotion in the catalogue

4% gross on your balance + cashback

Check the terms

Fineco

Current account

Conto Fineco · Visa debit

Monthly fee

€0/month

Withdrawals: Free above €99
Bank transfers: Free
Currency exchange: Variable fees (Multicurrency)

Details and terms

At a glance

• Comprehensive trading platform
• Cash/cheque deposits at advanced ATMs
• Multicurrency (USD, GBP, CHF accounts)
• Waivable account fee (or free for under-30s)

Things to check

• Paid credit card (€20/year)
• Trading app complex for beginners
• High trading costs for small amounts

Promotion in the catalogue

No account fee for 12 months or for under-30s

Check the terms

HYPE

Prepaid card

HYPE (Start) · Mastercard prepaid

Monthly fee

€0/month

Withdrawals: Free up to €250/month
Bank transfers: Free
Currency exchange: 3% foreign currency markup

Details and terms

At a glance

• Easy to top up, including with cash
• Instant money transfers to other HYPE users
• Cashback on in-app purchases
• Suitable for minors (from age 12)

Things to check

• Annual top-up limits (€2,500 for Start)
• Withdrawal fees above the allowance
• High currency exchange markup

Promotion in the catalogue

Up to €25 bonus

Check the terms

ING

Current account

Conto Corrente Arancio · Mastercard debit

Monthly fee

€0/month

Withdrawals: €0.95 (free with Modulo Zero Vincoli)
Bank transfers: Free
Currency exchange: 2% markup

Details and terms

At a glance

• Integrated Conto deposito Arancio
• No-fee Gold credit card (requirements apply)
• Payment slips/CBILL payments

Things to check

• Modulo Zero Vincoli costs €2/month (waivable)
• Withdrawal fees on the basic plan
• Phone support can be slow

Promotion in the catalogue

Up to 4% gross per year

Check the terms

N26

Digital account

Standard · Virtual Mastercard debit

Monthly fee

€0/month

Withdrawals: 3 free withdrawals/month (with optional physical card)
Bank transfers: Free
Currency exchange: Mastercard rate with no markup

Details and terms

At a glance

• Italian IBAN
• Fast, minimalist app
• Spaces for savings
• No fees on foreign currency payments

Things to check

• Paid physical card (€10 one-off)
• No interest on cash balances (basic plan)
• No trading service

Check the terms

Revolut

Digital account

Standard · Mastercard/Visa debit

Monthly fee

€0/month

Withdrawals: Free up to €200/month or 5 withdrawals
Bank transfers: Free (including instant SEPA transfers)
Currency exchange: Interbank rate (Mon–Fri)

Details and terms

At a glance

• Italian IBAN available
• Competitive currency exchange
• Excellent, intuitive app
• In-app investments (shares, crypto)

Things to check

• Weekend exchange fee (1%)
• Chat support only

Promotion in the catalogue

3 months of free Premium + bonus

Check the terms

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How to read this comparison

Sort and filter the list using the buttons above, then open the product you’re interested in. The official website always has the current fees, rates and requirements.

Account fees, cards, withdrawals and transfers may depend on the plan or qualifying payments into the account. These entries describe the product in the catalogue.